Settlement Controls Assessment
A focused review of daily settlement packs, merchant payouts, and suspense clearing for payment and remittance businesses.
Kinmen · Taiwan
Assured books for payment, lending, and e-money firms
Maple Crest Audit Office conducts independent audits for fintech operators who need a clear memorandum before regulators, boards, or buyers review the numbers.
Schedule a scoping interview
Flagship engagement
Our Fintech Assurance Engagement is the core of the practice: substantive testing of ledgers, settlement packs, and fund segregation with a signed memorandum at close.
Fintech Assurance Engagement
Built for licensed payment firms, digital lenders, and e-money issuers facing licence renewal, capital raises, or board scrutiny. Six to ten weeks of scoped fieldwork ending in a management letter and closing briefing.
- Materiality memorandum agreed up front
- Sample testing of revenue, settlement, and custody balances
- Ranked observations with factual clearance
Related audit work
Supporting reviews that sit beside full assurance when the calendar or risk focus is narrower.
Pre-Licence Financial Readiness Review
An advisory-style readiness check for fintech founders assembling capital, policies, and reporting packs ahead of a Taiwan licence filing.
Investor Due Diligence Support
Independent financial diligence for buyers or sellers of Taiwan-facing fintech businesses during a transaction window.
How finance leads describe the work
Evidence from recent assurance and controls engagements — specific constraints, not generic praise.
“The assurance team asked for our merchant suspense ageing on day one and caught a reconciliation gap we had been rolling for two months.”
Hana Liu · CFO, island payment processor
Bring your trial balance and settlement calendar
Tell us which products, banks, and entities sit in scope. We reply with a draft materiality approach and fee range within two business days.